Pamoja group loan

Empower your community with a hassle-free loan

Provide your community with accessible funding options, making financial empowerment simple and affordable.

Unlock tailored loans

Experience financial freedom with our flexible and affordable loan solutions designed just for you.

  • Smooth Process
    Benefit from a grace period, avoiding late fees and ensuring a seamless repayment experience.

  • Effortless Application
    Navigate a simple application process and receive quick loan approval for a hassle-free experience.

  • Cost-Effective Borrowing
    Enjoy competitive interest rates and fees that align with industry standards for a cost-effective borrowing journey.

  • Fixed Rates
    Experience stability with fixed interest rates, eliminating sudden cost increases during your repayment period.

  • Financial Security
    Ensure financial security with affordable insurance coverage, protecting you against unforeseen events and uncertainties.

Empower your business growth

Unlock financial solutions for your business growth with our Pamoja Group Loan. We prioritize responsible lending for easy access to financial empowerment.

  • Group Business Activity
    For eligibility, group members should own income-generating activities operational for a minimum of 6 months.

  • Credit History
    Maintain a positive credit history to qualify, reflecting our commitment to responsible financial behavior.

  • Tanzanian Citizenship
    Applicants must be Tanzanian citizens, aligning with our mission to serve the local community.

  • Business Expansion Support
    The loan is designed to support individuals in expanding their business ventures.

  • Group Age
    Ensure all group members are 18 years or older, meeting legal and contractual obligations.

  • Account Requirements
    Every group member should have a FINCA account to facilitate seamless loan processing and management.

  • Terms and Conditions
    Loans are subject to approval, and additional conditions may apply, emphasizing transparency and adherence to lending standards.

Apply for a loan

Applying for a loan with us is a straightforward and convenient process.

  • 1

    Apply Online
    Fill in our easy online application form.

  • 2

    Receive a Call
    Our operator will call you in less than 24 hours and double check details with you.

  • 3

    Branch Visit
    Visit a branch for loan processing and account opening.

  • 4
    Disbursement
    Get the funds in your account within 5 working days if all conditions fulfilled.

Start your application

Applying for a loan with us is a straightforward and convenient process


Frequently Asked Questions

To apply for the loan, you need to provide: Valid ID and proof of business ownership.

The maximum loan amount is TZS 5,000,000 per group member, subject to the business capabilities of each member.

No, collateral is not required. Group members act as guarantors for each other, fostering a collaborative and supportive approach to loan security.