Hakika account

Confidence and peace of mind matters

Get monthly interest rate and one free withdrawal with Hakika account.

Terms and Conditions

Our goal is to benefit every customer with special terms designed to better serve their goals.

  • No deposit fee.
  • One free withdrawal in a month.
  • No monthly account maintenance fee.
  • Attractive interest 2% per annum.
  • Instant and hassle account opening process.
  • Secured enough that alerts you with sms on every transaction made to your account.

How it Works

The process is simple and hassle-free

All you need is:
  • Be at least 18 years old.
  • Hold a valid ID or NIDA number.
  • Visit a branch during working hours to open an account.

Start your application

Applying for a loan with us is a straightforward and convenient process


Frequently Asked Questions

You can access your account through various channels such as FINCA branch, FINCA agents, TISS, Mobile banking and MasterCard.

Yes, the minimum account balance is TZS. 10,000

Yes, you will be able to get FINCA MasterCard.

Yes, you will be provided with a bank statement whenever you need it.

Yes, every customer is eligible to get a standing order service.

We are always happy to talk!

Request a callback.