Mtoto account

Simplify savings for your child

Start a secure foundation for child’s future today with the simplest way to save.

Fee-free child savings launch

Initiate savings for your child’s future with no monthly maintenance fees or deposit charges at branches and agencies.

  • Cost-Effective
    Enjoy a cost-effective account with no monthly maintenance fees or deposit charges at branches and agencies.

  • Future Preparedness
    Assist your child in preparing for the future and empower them with early learning opportunities.

  • Savings Growth
    Annual interest capitalization enhances the growth potential of your deposited funds.

  • Promoting Responsibility
    Instill a sense of responsibility and independence in your child through the practice of saving.

Seamless start to child savings

Begin your child’s journey effortlessly with our user-friendly process to start saving sooner.

  • Guardian Declaration Form
    Effortlessly open your child’s savings account by completing the guardian declaration form.

  • Birth Certificate
    Streamline the account opening process by submitting a copy of your child’s birth certificate.

  • Guardian’s ID Copy
    Ensure a swift processing of your application by providing the guardian’s valid identification and submitting a copy.

Application process: step by step

Experience an application process built on trust, efficiency, and your unique needs.

  • 1

    Online Application
    Commence your account opening effortlessly by filling out a user-friendly online application form.

  • 2

    Verification Call
    Expect a call from our team within 24 hours. This step involves a quick verification of the details you provided to ensure accuracy.

  • 3

    Branch Visit
    Seal the deal by visiting our branch where our friendly staff will assist you in the final steps of account activation, making the process seamless and stress-free.

Start your application

Applying is a straightforward and convenient process.


Frequently Asked Questions

Ensure a Guardian Filled Declaration Form is completed for account initiation on behalf of the child. Provide the child’s Birth Certificate and submit a copy of the valid ID of the guardian.

Any parent or guardian is eligible to open a Mtoto Account on behalf of the child.

Anyone, regardless of their relationship to the child, can deposit funds into a Mtoto Account.

We are always happy to talk!

Request a callback.