HaloYako is a digital finance product designed by FINCA Microfinance Bank in partnership with Viettel Tanzania (known as Halotel) for mobile customers. HaloYako enables users to save their money safely and enjoy instant access to small loans.
HaloYako offers customers both savings (Halo Savings) and small loans (Halo Loan) at their fingertips
A product designed to enable customers to save their money safely and to conveniently access it with no cost involved
There is two types of Halo saving:
Basic Saving: A digital Savings Account with standard features
Target Saving: A Savings Account that allows customers to save for a pre-determined term
Benefits of Halo Saving
Security: Funds are secured through password protection
Convenient: Easy access to services at your fingertips
Free: No hidden charges and earn a competitive interest rate accrued monthly
Unlimited: Make as many transactions as you wish
A product designed to make available additional funds when needed, at your fingertips anytime, anywhere
Benefits of Halo Loan
Loan fee of 10% with a tenure of one month
Convenient and secure
Fast: Receive the funds within one minute
REQUIREMENTS FOR HALOYAKO
You must be a Halotel customer registered with HaloPesa services
HOW TO REGISTER WITH HALOYAKO
A HaloPesa customer can register with HaloYako by simply dialing *150*88# and selecting 7 for HaloYako
Activating HaloYako is very simple. Follow these steps:
1. Dial *150*88#.
2. Select 7 HaloYako
3. Select Language (Swahili or English)
4. Select 1 (Activate HaloYako)
5. Select 1 (Read Terms and Conditions)
6. Select 8 (Accept Terms and Conditions)
7. Select 1 (If you are assisted by an agent or 2 if not assisted by an agent)
8. Enter Agent’s Till (If you are assisted by an Agent)
9. Enter your HaloPesa PIN.
10. You will receive a notification for HaloYako successful activation.
1. Dial *150*88#
2. Select 7 (HaloYako)
3. Select 2 (Target Saving)
4. Select 1 (Continue)
5. Select 1 (Set Target)
6. Enter Target Name
7. Set Target Period
8. Enter Amount
9. Select 1 (Confirm)
10. Enter your HaloPesa PIN
11. A notification SMS for successfully setting a target
There is no direct relationship between FINCA loans and Halo Loan.
FINCA loan is a credit facility offered to FINCA customers.
Halo Loan is a short-term mobile credit facility offered to HaloYako customers.
You can check your balance via HaloYako menu, Dial *150*88# to access HaloPesa then choose 7 HaloYako, then select option 3 which is Halo Loan. For Halo Loan balance you can check via Loan Balance menu option 3.
This website uses and stores cookies to improve your customer experience, perform analytics, personalize advertising, measure performance, and remember website preferences. We value your privacy. By clicking “Accept Cookies” you consent to the use of these cookies. Read more.